GFSC

Statement of Guidance

88 published document(s) from Guernsey Financial Services Commission.

CitationStatusSummary
AML/CFT/CPF Guidance for DRRIn forceThis is GFSC guidance explaining how individuals registered under the Bailiwick of Guernsey's director registration regime (DRR) must meet their AML/CFT/C…
AML/CFT/CPF Guidance for DRR (Tracked)Status not confirmedThis is GFSC guidance (dated 15 March 2024, updating an October 2023 version) explaining how individuals registered under Guernsey's Director Registration…
AML/CFT/CPF Guidance for Unregistered 'Upto6' DirectorsStatus not confirmedThis is guidance from the Guernsey Financial Services Commission explaining how a specific category of director, those using the 'up to 6' licensing exemp…
Appendix H - FATF High Risk Jurisdictions Subject to a Call for Action (2022-11-16)Status not confirmedThis is Appendix H to the GFSC Handbook, listing jurisdictions that the Financial Action Task Force (FATF) has identified as high risk and subject to a ca…
Appendix I - Countries That are Presenting Higher RisksStatus not confirmedThis is Appendix I to the GFSC's AML/CFT Handbook, a reference list of countries and territories identified by external sources (FATF, OECD, US State Depa…
Approved Qualifications - Lending, Credit and Finance Rules, 2023In forceThis document sets out the qualifications that the Guernsey Financial Services Commission recognises as sufficient for individuals to give home finance (m…
Article 36 of AIFMD - Depositary Requirements Guidance Notes (November 2021)Status not confirmedThese guidance notes explain how Article 36 of the EU's Alternative Investment Fund Managers Directive (AIFMD) interacts with Guernsey's existing regulato…
BSL2 General GuidanceStatus not confirmedThis is guidance from the Guernsey Financial Services Commission explaining how licensed banks should complete the BSL/2 prudential return, a Basel III-co…
Change of Designated Person Guidance (November 2021)Status not confirmedThis guidance from the Guernsey Financial Services Commission sets out what schemes, administrators, custodians and trustees must do when a Guernsey regul…
Company Formation by Fiduciary Licensees (November 2021)Status not confirmedThis is guidance from the Guernsey Financial Services Commission explaining regulatory expectations for fiduciary licensees that offer company formation s…
Custodians of Open-Ended Collective Investment Schemes with Indirectly Held Assets - Guidance Note (November 2021)Status not confirmedThis is a GFSC Guidance Note explaining how Designated Custodians (trustees/custodians) of Guernsey open-ended collective investment schemes should meet t…
DRR Return Guidance (Form 155 & Form 236)Status not confirmedThis is guidance from the Guernsey Financial Services Commission's Financial Crime Division explaining how to complete two forms used under the Director R…
Explanatory Note regarding the surrender of the authorisation or registration of a collective investment schemeStatus not confirmedThis guidance from the Guernsey Financial Services Commission explains how the Commission approaches requests to surrender the authorisation or registrati…
Explanatory Note – Revision of the Private Investment Fund Rules (2025-05-19)In forceThis explanatory note accompanies the Private Investment Fund Rules, 2025, issued by the GFSC under the Protection of Investors (Bailiwick of Guernsey) La…
Explanatory Notes for Completion of Investment Audited Financial Statements and Compliance Returns (Licensee) – Form 142 (February 2025)Status not confirmedThis document is GFSC guidance explaining how licensees conducting investment business should complete Form 142, the Investment Audited Financial Statemen…
Explanatory notes for completion of Form 141a and bStatus not confirmedThese are explanatory notes issued by the Guernsey Financial Services Commission to help designated administrators of collective investment schemes comple…
FAQ on Annual FeesStatus not confirmedThis FAQ from the Guernsey Financial Services Commission explains how annual fees for 2023 will be assessed, invoiced and paid. It applies to all firms li…
Feedback on AML/CFT On-Site Visits (July 2012)Status not confirmedThis is a 2012 feedback paper from the Guernsey Financial Services Commission summarising themes observed during its AML/CFT on-site inspection programme…
Financial Crime Risk Return (Form 151) Geographic BreakdownStatus not confirmedNo extractable text (blank/binary file); nothing to summarize.
Financial Crime Risk Return (Form 151) GuidanceStatus not confirmedThis is guidance from the GFSC's Financial Crime Division explaining how firms should complete the Financial Crime Risk Return (Form 151, the FCRR), an an…
Financial Crime Risk – Investment Vehicles Return (Form 152) – Guidance for CompletionStatus not confirmedThis is GFSC guidance explaining how to complete the Investment Vehicles Return (Form 152), which replaces the former Intermediary Annual Return. It is co…
Financial Flows Return (Form 153) GuidanceIn forceThis is GFSC guidance explaining how to complete the Financial Flows Return (Form 153), a quarterly data return capturing the origin and destination of cl…
Financial Flows Return (Form 153) Statistics SpreadsheetStatus not confirmedNo extractable text (blank/binary file); nothing to summarize.
Fit and Proper Persons - Meeting the Criteria (February 2024)Status not confirmedThis guidance from the Guernsey Financial Services Commission explains how it assesses whether individuals holding a supervised role meet the Fit and Prop…
Form 143 Explanatory Note re submission of un-audited accounts for a PIF with no auditorStatus not confirmedThis is guidance from the GFSC explaining how Designated Administrators of Private Investment Funds (PIFs) should use Form 143 to submit un-audited annual…
GFSC Director Registration Regime – User Document (July 2023)In forceThis is a step-by-step user guide from the GFSC explaining how individuals registered under the Director Registration Regime (DRR) should set up and use t…
GIFCS Standard on the Regulation of Trust and Corporate Service Providers (Version 1.2, January 2026)Status not confirmedThis is the GIFCS (Group of International Finance Centre Supervisors) Standard on the Regulation of Trust and Corporate Service Providers, Version 1.2 (Ja…
Guidance Note June 2014 - Visit Trends & Observations (January 2012 - 30 March 2014)Status not confirmedThis is a thematic Guidance Note issued by the Guernsey Financial Services Commission's Financial Crime Supervision & Policy Division, summarising trends…
Guidance Note for International Life and Pensions Insurers (November 2021)Status not confirmedThis guidance note from the Guernsey Financial Services Commission sets out the ongoing regulatory expectations for insurers carrying out, or proposing to…
Guidance Note for Licensed Insurers on Category 6 – Non-Special Purpose InsurersStatus not confirmedThis guidance note from the Guernsey Financial Services Commission (GFSC) explains how it will assess licensed insurers or cells seeking classification as…
Guidance Note for Licensed Insurers on Change of Majority Shareholder ControllerStatus not confirmedThis guidance note from the Guernsey Financial Services Commission sets out its expectation that licensed insurers notify the Commission in writing when a…
Guidance Note for Licensed Insurers on OutsourcingStatus not confirmedThis guidance note sets out the Guernsey Financial Services Commission's expectations for how licensed insurers should govern the outsourcing of material…
Guidance Note for Licensed Insurers on Reinsurance and Other Forms of Risk TransferStatus not confirmedThis is a Guernsey Financial Services Commission guidance note explaining supervisory expectations for how licensed insurers should manage reinsurance and…
Guidance Note for Licensed Insurers on Unit Linked PricingStatus not confirmedThis Guidance Note from the Guernsey Financial Services Commission sets out expected standards of conduct for licensed insurers in pricing units within Li…
Guidance Note for Licensed Insurers on the Completion and Submission of Annual Returns (November 2021)Status not confirmedThis guidance note from the Guernsey Financial Services Commission explains how licensed insurers and their General Representatives should complete and su…
Guidance Note on Actuarial Requirements and StandardsIn forceThis guidance note explains the actuarial requirements applicable to insurance companies licensed in Guernsey under the Insurance Business (Bailiwick of G…
Guidance Note on Actuarial ValuationsStatus not confirmedThis guidance note sets out the minimum information the Guernsey Financial Services Commission expects to see in an actuarial valuation report submitted a…
Guidance Note on Anti-GreenwashingStatus not confirmedThis guidance note from the Guernsey Financial Services Commission (GFSC) explains that the existing Minimum Criteria for Licensing, particularly the requ…
Guidance Note on Bank Auditors' Reports on Guernsey Financial Services Commission Returns Used for Prudential PurposesStatus not confirmedThis is a long-standing GFSC guidance note (originally 2008, reissued November 2021) setting out the Commission's expectations for the annual examination…
Guidance Note on Deterring, Preventing, Detecting, Reporting and Remedying Insurance FraudStatus not confirmedThis guidance note from the Guernsey Financial Services Commission sets out expectations for insurers, captive insurers, insurance managers and intermedia…
Guidance Note on Internal ModelsStatus not confirmedThis guidance note from the Guernsey Financial Services Commission explains the process by which (re)insurance licensees may use an internal model, instea…
Guidance Note on Licensed Insurers' Own Solvency AssessmentStatus not confirmedThis guidance note from the Guernsey Financial Services Commission (GFSC) explains how licensed insurers should perform the Own Risk and Solvency Assessme…
Guidance Note on Notifications to the Commission (January 2025)Status not confirmedThis guidance note from the Guernsey Financial Services Commission (GFSC) sets out which routine matters licensed insurers and related parties must still…
Guidance Note on Producer Owned (Re)Insurance CompaniesStatus not confirmedThis guidance note explains how the Guernsey Financial Services Commission assesses licence applications for Producer Owned Reinsurance Companies (PORCs)…
Guidance Note on Special Purpose InsurersStatus not confirmedThis guidance note explains how the Guernsey Financial Services Commission (GFSC) applies the Insurance Business Rules, 2021 to Special Purpose Insurers (…
Guidance Note on Supervisory Ladder of InterventionIn forceThis guidance note sets out the Guernsey Financial Services Commission's supervisory ladder of intervention for licensed insurers, describing how the GFSC…
Guidance Note on Training and Competency Schemes (November 2021)Status not confirmedThis Guidance Note explains the GFSC's expectations for training and competency (T&C) schemes that must be maintained by investment business licensees and…
Guidance Note on the Independence of Managers and Trustees of Class A Collective Investment SchemesStatus not confirmedThis is a Guernsey Financial Services Commission guidance note explaining how it interprets the independence requirements for managers and trustees of Cla…
Guidance Note on the Outsourcing of Functions by Entities Licensed Under The Protection of Investors (Bailiwick of Guernsey) Law, 2020Status not confirmedThis is a guidance note from the Guernsey Financial Services Commission setting out its expectations for outsourcing arrangements entered into by entities…
Guidance Note on the Tokenisation of Investments and Other Assets in the Bailiwick of Guernsey (July 2026)Status not confirmedThis is a GFSC guidance note explaining how existing Bailiwick of Guernsey investment, securities and financial crime laws apply when funds, securities or…
Guidance Note: Applications/Notifications in respect of Manager-Led Product (November 2021)Status not confirmedThis Guidance Note explains the Guernsey Financial Services Commission's Manager-Led Product regime, which lets AIFMs use a single manager-led structure t…
Guidance Note: Unclaimed Investor Money under the Protection of Investors (Bailiwick of Guernsey) Law, 2020In forceThis is GFSC guidance explaining regulatory expectations for how Guernsey collective investment schemes should handle Unclaimed Investor Money and Blocked…
Guidance Notes for Licenced Insurers on Resilience Testing (November 2021)Status not confirmedThis is a guidance note from the Guernsey Financial Services Commission explaining when and how licensed insurers should carry out resilience testing of t…
Guidance for Authorised and Registered Collective Investment Schemes on Measures to Counter the Risk of GreenwashingIn forceThis is GFSC guidance addressing greenwashing risk in collective investment schemes authorised or registered under the Protection of Investors (Bailiwick…
Guidance in Respect of Fast Track Application Process (November 2021)Status not confirmedThis is guidance from the Guernsey Financial Services Commission explaining its fast track licensing process for entities that will provide management ser…
Guidance in respect of requesting disclosure derogation under FRS 103Status not confirmedThis guidance explains how insurance licensees under the Insurance Business (Bailiwick of Guernsey) Law can apply to the Commission for a derogation from…
Guidance on Disclosure under the AIR Code (2021-11)Status not confirmedThis guidance clarifies how the Guernsey Financial Services Commission expects licensees and Authorised Insurance Representatives (AIRs) to comply with th…
Guidance on Liquidity Risk Management (2017, reissued November 2021)In forceThis is GFSC guidance setting out the liquidity risk management framework applicable to Guernsey incorporated banks and Guernsey branches, originally issu…
Guidance on Private Trust Companies (September 2025)Status not confirmedThis is GFSC guidance clarifying how Private Trust Companies (PTCs) and Private Trust Foundations (PTFs) are treated under the Regulation of Fiduciaries,…
Guidance on Registered Collective Investment Schemes (November 2021)Status not confirmedThis guidance from the Guernsey Financial Services Commission sets out how Registered Collective Investment Schemes are assessed under the Protection of I…
Investment Vehicles Return (Form 152) Statistics SpreadsheetStatus not confirmedNo extractable text (blank/binary file); nothing to summarize.
LCR Guidance (Guidance to completing the LCR module of Form LCR)Status not confirmedThis is technical guidance published by the Guernsey Financial Services Commission explaining how banks should complete the Liquidity Coverage Ratio (LCR)…
LMR GuidanceStatus not confirmedThis is technical guidance from the Guernsey Financial Services Commission explaining how banks should complete the Liquidity Mismatch Ratio (LMR) module…
Legal Risk Guidance Note for BanksStatus not confirmedThis is a guidance note issued by the Guernsey Financial Services Commission for banks operating in Guernsey, addressing legal risk as a subset of operati…
Managed Trust Company Relationships (November 2021)Status not confirmedThis is a guidance note from the Guernsey Financial Services Commission explaining its regulatory expectations for managed trust company arrangements, whe…
Module 1 Standardised Approach to Credit Risk Guidance (Guidance to completing the Standardised Approach to Credit Risk module of BSL/2)Status not confirmedThis is technical guidance from the Guernsey Financial Services Commission explaining how incorporated banks must complete Module 1 (Standardised Approach…
Module 10 Interest Rate Risk in the Banking Book GuidanceStatus not confirmedThis is optional guidance issued by the Guernsey Financial Services Commission explaining how banks may complete Module 10 (Interest Rate Risk in the Bank…
Module 11 Leverage Ratio Guidance (Basel III)Status not confirmedThis is technical guidance from the Guernsey Financial Services Commission explaining how locally incorporated banks should complete Module 11 (the Levera…
Module 2 Simplified Standardised Approach to Credit Risk GuidanceStatus not confirmedThis is GFSC guidance explaining how Guernsey licensed banks should complete Module 2 (the Simplified Standardised Approach to Credit Risk section) of the…
Module 3 Operational Risk GuidanceStatus not confirmedThis is Guernsey Financial Services Commission guidance explaining how banking subsidiaries licensed in the Bailiwick of Guernsey should complete the Oper…
Module 4 Market Risk GuidanceStatus not confirmedThis is guidance from the Guernsey Financial Services Commission explaining how Guernsey banks should complete Module 4 of the BSL/2 return, which covers…
Module 5 Settlement Risk GuidanceStatus not confirmedThis is technical guidance from the Guernsey Financial Services Commission explaining how banks should complete the Settlement Risk module (Module 5) of t…
Module 6 Balance Sheet Guidance (Guidance to completing the Balance Sheet module of BSL/2)Status not confirmedThis is detailed technical guidance from the Guernsey Financial Services Commission explaining how banks must complete the Balance Sheet module (Module 6)…
Module 7 - Guidance to completing the Individual Capital Guidance module of BSL/2 (Basel III)Status not confirmedThis is technical guidance explaining how banks should complete Module 7 (Individual Capital Guidance) of the BSL/2 Basel III prudential return. It walks…
Module 8 Prudential Information GuidanceStatus not confirmedThis is detailed guidance from the Guernsey Financial Services Commission explaining how banks should complete Module 8 (Prudential Information) of the BS…
Module 9 - Maturity Analysis Guidance (Guidance to completing the Maturity Analysis module of BSL/2)Status not confirmedThis is GFSC guidance explaining how banks should complete the Maturity Analysis section (Module 9) of the BSL/2 banking return. It sets out general princ…
NSFR GuidanceStatus not confirmedThis document is technical guidance from the Guernsey Financial Services Commission explaining how banks should complete the Net Stable Funding Ratio (NSF…
Outsourcing Risk Guidance Note for BanksStatus not confirmedThis guidance note sets out the GFSC's expectations for how licensed banks manage risks arising from outsourcing arrangements. It is based on CEBS Guideli…
Pillar 2 Add-on GuidanceStatus not confirmedThis guidance from the Guernsey Financial Services Commission explains how the Pillar 2 add-on operates alongside Pillar 1 and the Capital Conservation Bu…
Pillar 2 Working SheetStatus not confirmedNo extractable text (blank/binary file); nothing to summarize.
Prescribed Business Return (Form 154) GuidanceStatus not confirmedThis is GFSC guidance explaining how prescribed businesses (accountants, lawyers and estate agents supervised under the Bailiwick's financial crime regime…
Pricing Controls in respect of Open-Ended Collective Investment Schemes (November 2021)Status not confirmedThis Guidance Note sets out the pricing controls and checks that the Guernsey Financial Services Commission expects Managers and Trustees of open ended Co…
Private Investment Fund Guidance Note (May 2025)Status not confirmedThis guidance note from the Guernsey Financial Services Commission (GFSC) explains how Designated Administrators and other Guernsey licensed service provi…
Provision of Registered Office Services by Unregulated PersonsStatus not confirmedThis guidance from the Guernsey Financial Services Commission clarifies that providing a registered office on behalf of others, by way of business, is a r…
Qualifying Investor Funds (QIF) Guidance NoteStatus not confirmedThis guidance note from the Guernsey Financial Services Commission (GFSC) explains how Qualifying Investor Funds (QIFs) operate under the Protection of In…
Recognised Investment Exchanges and the Commission's Position in Respect of the United KingdomIn forceThis is a short interpretive notice in which the Guernsee Financial Services Commission confirms how the term recognised investment exchange should be und…
Requirements for Individuals Acting as a DirectorStatus not confirmedThis GFSC guidance explains when acting as a company director in or from within the Bailiwick of Guernsey is a regulated activity under the Regulation of…
Risk Based Supervision in Guernsey (Version 1.0, February 2016)Status not confirmedThis is explanatory guidance from the Guernsey Financial Services Commission describing its risk based supervisory framework, PRISM (Probability Risk and…